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The identified settlement

The FTC record identifies Tower Cleaning Systems, Inc. and David A. Gansky’s 1996 consent decree in the Middle District of Pennsylvania. It settled without adjudication of disputed issues or admission of liability.

The decree includes $50,000 consumer redress and restrictions on misrepresenting franchise sales, income or profits. The order does not establish collection.

Its appendices use the pre-2007 Franchise Rule and UFOC—Uniform Franchise Offering Circular—framework. Those references are historical, not instructions for a current Franchise Disclosure Document.

Sources: U.S. District Court, Middle District of Pennsylvania: 1996 decree, pages1–10 and appendicesA/B Federal Trade Commission: Case timeline, civil action3:CV-96-1521

Customer billings are not the operator’s profit

For a cleaning model today, a contract total does not reveal labour, travel, rework, supplies, churn, payment delay or owner participation. Moving accounts to a different route can change those costs. These are business-analysis points, not additional findings about Tower.

A current comparison needs a defined period/group, exclusions, costs and sources, with one-unit and combined results kept distinct. Contracted revenue, invoices and cash receipts answer different questions. The numerical cleaning example below shows an actual calculation; current prospect-facing claims still need their applicable FDD/rule treatment.

Scope

  • Historical no-admission resolution only; no payment, later-operation or complete later-docket finding. Current rules apply independently.

Next step

Compare any billings claim with the work, costs and owner involvement it leaves out.

Sources & review notes

The source records distinguish access dates from substantive review dates. Updating an explanation does not itself recheck the law.

Tower Cleaning Systems consent decree

U.S. District Court, Middle District of Pennsylvania

Passage, dates and research notes

primary · 1996 decree, pages1–10 and appendicesA/B

without defendants admitting liability for any of the matters alleged in the Complaint

Accessed: 2026-11-12T20:47:15.921823+00:00 · Meaning reviewed: 2026-11-12T20:57:01.744003+00:00 · Next review target: 2026-12-12

Complete 17-page official decree read, including monetary redress, injunction, recordkeeping, reporting and security agreement. FTC timeline posting date is not independently asserted as handwritten entry date. Historical pre-2007 rule citations are not current filing instructions. No proof of collection located.

Tower Cleaning Systems — case index

Federal Trade Commission

Passage, dates and research notes

official-guidance · Case timeline, civil action3:CV-96-1521

Middle District of Pennsylvania

Accessed: 2026-11-12 · Meaning reviewed: 2026-11-12T20:57:01.744003+00:00 · Next review target: 2026-12-12

Official timeline and linked complete decree read. Historical lesson only, no assertion about present business or later litigation.

Manage your finances

U.S. Small Business Administration

Passage, dates and research notes

official-guidance · Start with a balance sheet; accounting methods

The balance sheet is the foundation of managing your finances.

Accessed: 2026-11-12T20:45:21.183631+00:00 · Meaning reviewed: 2026-11-12T20:57:01.744003+00:00 · Next review target: 2026-12-12

Supports bookkeeping and cash/accrual distinction; fictional capital and cash-flow examples are original assumptions, not SBA benchmarks.

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